Maybe we should have a thread on here on money saving tips rather than dig each other?
Sorry you’re quite right. Just gets a bit tiresome with the Charlton left constantly hijacking threads with their political agenda.
This is not left or right or middle - it's about being critical of a government (i.e. those that currently govern the country and are the only people in the position to make decisions) that by any measure is a complete shower of shit.
The cost of living crisis is happening in almost every country in the world. So to put the blame on this government is a bit ridiculous.
Very few comparable countries are dealing with inflation on the level that we are, and I can’t think of any that are staring down the barrel of what we’re going to see in the near future. It’s a global issue which is particularly acute in the U.K.
Get your facts right. Inflation in Europe is pretty much similar to UK.
Quite comfortable with my facts - very few comparable countries have inflation at or above the current level in the UK, and I’m not sure any are looking at high-teens to low twenties inflation %’s that we are facing.
UK 10.1% v EU 9.1% v USA 8.5% is pretty similar in my view. Serious problem yes, but serious problem worldwide.
So you try to undermine my comment that “Very few comparable countries are dealing with inflation on the level that we are” by showing stats that show countries with inflation lower than the level we have?
I was trying to put some facts on the table, rather your pure emotion. Yes it is slightly higher but not by much. I could easily have picked some countries were it is worse, eg Netherlands Spain. I'm going to leave it here so say and think what you want. The fact is that inflation is a global issue.
Maybe we should have a thread on here on money saving tips rather than dig each other?
Sorry you’re quite right. Just gets a bit tiresome with the Charlton left constantly hijacking threads with their political agenda.
This is not left or right or middle - it's about being critical of a government (i.e. those that currently govern the country and are the only people in the position to make decisions) that by any measure is a complete shower of shit.
The cost of living crisis is happening in almost every country in the world. So to put the blame on this government is a bit ridiculous.
Very few comparable countries are dealing with inflation on the level that we are, and I can’t think of any that are staring down the barrel of what we’re going to see in the near future. It’s a global issue which is particularly acute in the U.K.
Get your facts right. Inflation in Europe is pretty much similar to UK.
Quite comfortable with my facts - very few comparable countries have inflation at or above the current level in the UK, and I’m not sure any are looking at high-teens to low twenties inflation %’s that we are facing.
UK 10.1% v EU 9.1% v USA 8.5% is pretty similar in my view. Serious problem yes, but serious problem worldwide.
Would I be right in saying you vote Conservative? Also voted for Brexit?
I'm not sure what relevance this has to be honest. I am stating facts. Inflation is a serious issue which our government has to face up to, like all governments and central bankers around the world. I haven't once commented on whether I think the government or the BoE is taking the right action or whether Truss or Sunak will address the issue appropriately.
Maybe we should have a thread on here on money saving tips rather than dig each other?
If you buy supermarket gift cards through Airtime Rewards you get 4% cashback (you claim the cashback against your mobile bill). Asda, Morrisons, Sainsbury's and Waitrose are all included.
I wonder what the shoplifting stats are looking like.
Morrisons are by some way the worst offenders when it comes to 25-30% price hikes locally. They were also the worst offenders when it came to the fuel price rises. Hopefully they'll see a lot of "cash free purchases".
To bring it back to ways to save money - check any bank/contracts you have for cashback and other deals. Vodafone often have rewards available through their app, Revolut bank have cashback options - I imagine others do also, as well as things like clubcard discounts and the M+S Sparks card app offer good discounts on regular purchases.
I do all my spending where possible on credit card, Amex or HSBC, with a few weeks to go I'm up to £480 cash back on my Amex and around £140 in Amazon vouchers from HSBC. It all adds up as they say.
I do all my spending where possible on credit card, Amex or HSBC, with a few weeks to go I'm up to £480 cash back on my Amex and around £140 in Amazon vouchers from HSBC. It all adds up as they say.
we pay for everything now using our Utility Warehouse card (since switching across) and get cashback on every purchase which comes off energy bills - can be anything up to 10% at certain retailers
car insurance. Don't overstate your estimated mileage. When renewing ours it saved about 15% when reducing it from 12,000 miles pa to a more realistic 7,000 miles pa.
I do all my spending where possible on credit card, Amex or HSBC, with a few weeks to go I'm up to £480 cash back on my Amex and around £140 in Amazon vouchers from HSBC. It all adds up as they say.
car insurance. Don't overstate your estimated mileage. When renewing ours it saved about 15% when reducing it from 12,000 miles pa to a more realistic 7,000 miles pa.
Also, when filling in the quote form, try different combinations of cover. My quotes fell when I added Mrs Idle as a named driver. She will probably never drive my car but it's useful for her to be able to, and the premium dropped about 12%.
Start shopping for your mortgage/remortgage well in advance. With more rate rises coming you can get a rate locked in now for a deal starting (in a lot of cases) around 6 months away.
Ok so Octopus 🐙 are running a beta tariff - slightly higher in the day but 7.5 kWh between 12:30 and 04:30. We charge my wife’s car then and put the washing & dishwasher on timers. Saved £30 in the three weeks so far. Is pegged for 12 months as well.
If you have smart meter there are similar deals in the pipeline
Can’t recommend octopus enough - joined to go on a renewable tariff but so glad that I did.
We’ve been trying to reduce our carbon footprint 👣 for a while now and had our gas hob replaced with and induction hob in 2020. Definitely worth doing and in my opinion as versatile as the gas hob
I joined this through Trainline. Buy the cheapest train ticket each month and get the £15 monthly fee repaid. So far saved over £700. . https://www.completesavings.co.uk/
Was high inflation in the 70s and 80s more or less reflected in similar wage rises?
With most sectors getting 5% pay rises, if they are lucky, and the thinking that higher wage rises cause more inflation, how are most ever going to get back on track for years, even if inflation does slow down (especially when food inflation is 16%)?
Disregarding the public sector, where obviously the government have to balance the books somehow, is it just greed and profit that more companies won’t give nearer to inflationary pay rises?
Was it fairer 40 years ago? Or isn’t it that simple?
Was high inflation in the 70s and 80s more or less reflected in similar wage rises?
With most sectors getting 5% pay rises, if they are lucky, and the thinking that higher wage rises cause more inflation, how are most ever going to get back on track for years, even if inflation does slow down (especially when food inflation is 16%)?
Disregarding the public sector, where obviously the government have to balance the books somehow, is it just greed and profit that more companies won’t give nearer to inflationary pay rises?
Was it fairer 40 years ago? Or isn’t it that simple?
I worked for Midland Bank in the late 70s & 80s and remember getting a 25% pay rise one year.
Comments
Morrisons are by some way the worst offenders when it comes to 25-30% price hikes locally. They were also the worst offenders when it came to the fuel price rises. Hopefully they'll see a lot of "cash free purchases".
Also, when filling in the quote form, try different combinations of cover. My quotes fell when I added Mrs Idle as a named driver. She will probably never drive my car but it's useful for her to be able to, and the premium dropped about 12%.
This thread could work great for advice, support, tips etc. let’s use it in a positive way
https://forum.charltonlife.com/group/10-house-of-commoners
Buy a lot of stuff off Ebay - made some good savings.
If you have smart meter there are similar deals in the pipeline
Can’t recommend octopus enough - joined to go on a renewable tariff but so glad that I did.
https://www.completesavings.co.uk/
Was high inflation in the 70s and 80s more or less reflected in similar wage rises?
With most sectors getting 5% pay rises, if they are lucky, and the thinking that higher wage rises cause more inflation, how are most ever going to get back on track for years, even if inflation does slow down (especially when food inflation is 16%)?
Disregarding the public sector, where obviously the government have to balance the books somehow, is it just greed and profit that more companies won’t give nearer to inflationary pay rises?
Was it fairer 40 years ago? Or isn’t it that simple?