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Savings and Investments thread
Comments
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£225 for me this month max holding0
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Premium bonds,
£25 for me (on 27k) £200 for Mrs R7L on max holding. Zero for daughter on around £26k, father in law to follow.0 -
5 prizes totalling £325 for me and £50 for Margaret; both max holdings0
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Top of the FTSE league and £250 on PB(max). 🤓🥂3
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£100 for my wife on £30k, nothing for me on £35k. Can't wait for the new ISA season...0
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£125 for me (45k)
£200 for the wife (max)0 -
£50 on £37k.0
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Nothing for me on 22k.
That's 4 consecutive months of Nothing.
Only about £275 in total for the whole year compared to about £1250 last year.
Think I'll transfer the money into something else in January.0 -
£500 for Mrs Carter this month from less than 5k
£50 for me on a little bit more4 -
PBs £175 on max holding. 3.75% return in calendar year.0
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Nothing for me on max. First time in a while I’m not got anything so quite a shock!0
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£50 for me on full holding. 1.05% over the year...0
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Nothing for me on 30k, £100 for my wife on the same.0
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£200 this month (25k holding), £125 for Mrs (max) and zero for jnr (10k). £625 over the last 6 months for me is keeping me hooked.
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A while back I stopped reinvesting the cash dividends in my Stocks and shares ISA back into shares. I recently transferred that accumulated cash from the Stocks and Shares ISA to a newly opened Cash ISA. This was from Halifax Share Dealing to Kent Reliance Building Society.golfaddick said:
Not sure what having them with different providers makes to your decision ?Arsenetatters said:I've got a couple of stocks and shares ISAs with different providers. Thinking of closing them both and sticking in a fixed term savings account. Any thoughts?
Why do you want to come out the market & go into cash? Do you need the money soon ?
Also, dont take the money out as you'll lose the tax free advantage. At least transfer the money from one ISA provider to another ISA provider.. That way they will still be inside an ISA wrapper.
It was a bit of a mare because both them seem to struggle with the fact, isn’t wasnt a Cash ISA to Cash ISA transfer. However, got there in the end.
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£50 for me, £375 for Mrs M - both max holdings.
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£75 for me on full holding. Been a relatively weak 6 months on PB after a great first half of the year.0
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£200 for me on 43k. Better than average this year but not enough to make the year yield respectable.On the other hand I have to consider that its one of the UK based holdings that people resident abroad can legitimately hold.0
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Nought, again0
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£100 off max. Finishing the year with a 6.5% return.1
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Nothing for me again only 1.5% return this Callander year.0
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4.5% return for me this year
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£25 on £45k holding. Have withdrawn the lot and lumped it on Gassan to get a hattrick tonight 🤷🏻♂️😉10
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I thought the year ends in March?…I need to recalculate.🥸0
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Brave. Very brave. :-)TelMc32 said:£25 on £45k holding. Have withdrawn the lot and lumped it on Gassan to get a hattrick tonight 🤷🏻♂️😉1 -
Nil for me hertz again, do you think I should cash in my £2 premium bond holding I had for around 70 years?1
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I am gonna be so hacked off if he actually does it!! 🤦🏻♂️😱😂😂Fortune 82nd Minute said:
Brave. Very brave. :-)TelMc32 said:£25 on £45k holding. Have withdrawn the lot and lumped it on Gassan to get a hattrick tonight 🤷🏻♂️😉0 -
Put £4.50 on it, you’ll get £45k back. Simple.TelMc32 said:
I am gonna be so hacked off if he actually does it!! 🤦🏻♂️😱😂😂Fortune 82nd Minute said:
Brave. Very brave. :-)TelMc32 said:£25 on £45k holding. Have withdrawn the lot and lumped it on Gassan to get a hattrick tonight 🤷🏻♂️😉4 -
Competition closed:
FTSE100 Level 8,359.41 Name Level Variance % Variance Rob7Lee 8350 9.41 0.11% thecat 8380 20.59 0.25% blackpool72 8390 30.59 0.37% Pedro45 8325 34.41 0.41% 6 -
£100 for me, full holding. 2.55% for the year. Not great but it’s the only “gamble” I have so had the fun of some what if daydreaming too.1
