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Savings and Investments thread
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I doubt it means much for your fund. HL have plans to throw a few hundred million at upgrading the technology, which is well overdue and needed to capture the younger generations that are used to much better interfaces and workflows. Private equity is good at spotting transformation opportunities like that.Carter said:
In layman terms what could this mean for my funds? I like the HL interface and have a reasonable amount invested via them but only one of their own funds. I'm tempted to go to another provider and open accounts with the providers of the funds I've invested in. Their dealer fee is high but other than that they have been fine especially for a relative novice like meLincsaddick said:Hargreaves Lansdown being sold to Abu Dhabi wealth fund
Britain's biggest stock broker is on the brink of a £5.4 billion take-over by a consortium spearheaded by private equity firm CVC Capital and Abu Dhabi's wealth fund. Bosses at Hargreaves Lansdown have told investors they would "be willing to recommend" such a deal if the suitors lay down a firm offer.
They're also relatively cheap compared to recent years and considering their dominance of the UK market (c 60%).1 -
Putting family home to one side, how do you balance your savings portfolio between property, stocks/shares and cash (savings ac / term deposits)?0
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As an adviser I would usually say to leave your Cash deposits to one side (like your residential property) when thinking of your investment asset split.jamescafc said:Putting family home to one side, how do you balance your savings portfolio between property, stocks/shares and cash (savings ac / term deposits)?
How much anyone keeps back in Cash differs from person to person. General advice is to keep enough back for emergencies & to cover 3-6 months of usual monthly expenditure. But everyone is different and some want £10k in Cash deposits & others £50k.
Then anything above your Cash deposits can be used to invest, with the asset split for that money determined by your attitude to risk. Generally the more adventurous you are the more your have in Equities.
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Well, it's all but over, couple of days to go but looking like @TellMc32 is invincible unless the FTSE drops 150 points.
Name Level Variance % Variance @TelMc32 8100 125.33 1.52% MrWalker 8077 148.33 1.80% WishIdStayedInThe Pub 8047 178.33 2.17% Thread Killer 8016 209.33 2.54% cafcpolo 8011 214.33 2.61% guinnessaddick 8001 224.33 2.73% Solidgone 8001 224.33 2.73% bobmunro 7989 236.33 2.87% Redman 7988 237.33 2.89% holyjo 7979 246.33 2.99% aitchyaddick 7978 247.33 3.01% Pedro45 7975 250.33 3.04% blackpool72 7970 255.33 3.10% CharltonKerry 7966 259.33 3.15% PragueAddick 7965 260.33 3.16% HardyAddick 7951 274.33 3.34% Jamescafc 7950 275.33 3.35% wwaddick 7934 291.33 3.54% Salad 7918 307.33 3.74% Hornchurch 7902 323.33 3.93% meldrew66 7901 324.33 3.94% oohaahmortimer 7891 334.33 4.06% Rob7Lee 7891 334.33 4.06% Housty 7882 343.33 4.17% Bangkokaddick 7878 347.33 4.22% Lonelynorthernaddick 7870 355.33 4.32% Addick Addict 7864 361.33 4.39% Jon_CAFC_ 7864 361.33 4.39% valleynick66 7863 362.33 4.41% thecat 7850 375.33 4.56% CAFCWest 7839 386.33 4.70% TheGhostofTomHovi 7830 395.33 4.81% Huskaris 7825 400.33 4.87% Addickinedi 7824 401.33 4.88% LargeAddick 7824 401.33 4.88% IdleHans 7810 415.33 5.05% Daarrrzzettbum 7801 424.33 5.16% RalphMilne 7795 430.33 5.23% Morboe 7768 457.33 5.56% fat man on a moped 7758 467.33 5.68% StrikerFirmani 7720 505.33 6.14% golfaddick 7680 545.33 6.63% Covered End 7579 646.33 7.86% Fortune 82nd Minute 7450 775.33 9.43% Lenglover 7401 824.33 10.02% Er_Be_Ab_Pl_Wo_Wo_Ch 6999 1226.33 14.91% 3 -
And it ends how we expected.well done to @TelMc32 and poor show from everyone as all of us guessed lower than it finished....... Charlton Fans pessimistic........ never!!
FTSE100 Level 8,164.12 Position Name Level Variance % Variance @TelMc32 8100 64.12 0.79% MrWalker 8077 87.12 1.07% WishIdStayedInThe Pub 8047 117.12 1.43% Thread Killer 8016 148.12 1.81% cafcpolo 8011 153.12 1.88% guinnessaddick 8001 163.12 2.00% Solidgone 8001 163.12 2.00% bobmunro 7989 175.12 2.14% Redman 7988 176.12 2.16% holyjo 7979 185.12 2.27% aitchyaddick 7978 186.12 2.28% Pedro45 7975 189.12 2.32% blackpool72 7970 194.12 2.38% CharltonKerry 7966 198.12 2.43% PragueAddick 7965 199.12 2.44% HardyAddick 7951 213.12 2.61% Jamescafc 7950 214.12 2.62% wwaddick 7934 230.12 2.82% Salad 7918 246.12 3.01% Hornchurch 7902 262.12 3.21% meldrew66 7901 263.12 3.22% oohaahmortimer 7891 273.12 3.35% Rob7Lee 7891 273.12 3.35% Housty 7882 282.12 3.46% Bangkokaddick 7878 286.12 3.50% Lonelynorthernaddick 7870 294.12 3.60% Addick Addict 7864 300.12 3.68% Jon_CAFC_ 7864 300.12 3.68% valleynick66 7863 301.12 3.69% thecat 7850 314.12 3.85% CAFCWest 7839 325.12 3.98% TheGhostofTomHovi 7830 334.12 4.09% Huskaris 7825 339.12 4.15% Addickinedi 7824 340.12 4.17% LargeAddick 7824 340.12 4.17% IdleHans 7810 354.12 4.34% Daarrrzzettbum 7801 363.12 4.45% RalphMilne 7795 369.12 4.52% Morboe 7768 396.12 4.85% fat man on a moped 7758 406.12 4.97% StrikerFirmani 7720 444.12 5.44% golfaddick 7680 484.12 5.93% Covered End 7579 585.12 7.17% Fortune 82nd Minute 7450 714.12 8.75% Lenglover 7401 763.12 9.35% Er_Be_Ab_Pl_Wo_Wo_Ch 6999 1165.12 14.27% 3 -
Beat @golfaddick again, that’ll do for me.5
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You and almost everyone!LargeAddick said:Beat @golfaddick again, that’ll do for me.2 -
I who know nothing.2
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Hope you recover speedily Tel.2
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Good luck with the recovery, plenty of thinking time for your next FTSE100 guess.......2
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Well done, @TelMc32 and hope you are up and running again soon.1
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£175 from PBs this month.0
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Nothing for wife, £100 for me, £30k and £35k respectively.
Really been on a terrible run since I got them0 -
£25 on half holding. Really poor return so far this year0
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Victor won £600 (1 x £500 +1 x £100) from £50k and Margaret £100 from £17k0
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Nothing for me and £100 for daughter, both about 26k. Mrs R7L £75.
and £50 for Father in law.1 -
best for a while for us
£1375 over 5xmax3 - Sponsored links:
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£175 me and £75 wife both on max holding. Combined we are running just under 3% for the year.0
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Nothing for me again
That's the 3rd time this year I've drawn a blank on 22k.
Last year I totaled £1275 I'm nowhere near that so far this year.0 -
2 x £25 and 1 x £100 on full holding. 2.4% return YTD.0
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Bugger all for me, £200 for Mrs M - 2x max holdings
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Me £650 (50k)
Wife nothing (50k)
Son nothing (33k)0 -
£175 for me and £50 for the wife, both max holdings. Still not great.0
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£225 max0
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sod all for me , max holding0
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Been following this thread for a short while, invested £30k in P Bonds end of May, so today is first draw I'm in. Pleased to see I won £225.5
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£200 for me, £125 for Mrs and £100 for jnr this month after zero for each of us last month.0
