Savings and Investments thread

Carter

PragueAddick is also a sensei

Huskaris

My "waterfall" of cash for me and my wife is:
S&S ISA
General Investment Account (a small one to keep me below CGT allowance)
Pension (I'm contributing 10% me plus employer by default anyway).
Premium bonds

I never really get beyond GIA, once I have my "forever" home, pension goes to the top.

Wish that pensions could form part of your deposit, I suppose it kind of does when it comes to interest only mortgages, which will be my next mortgage type. 

golfaddick

Huskaris said:

My "waterfall" of cash for me and my wife is:
S&S ISA
General Investment Account (a small one to keep me below CGT allowance)
Pension (I'm contributing 10% me plus employer by default anyway).
Premium bonds

I never really get beyond GIA, once I have my "forever" home, pension goes to the top.

Wish that pensions could form part of your deposit, I suppose it kind of does when it comes to interest only mortgages, which will be my next mortgage type. 

I remember selling.....ooops, advising, a pension mortgage about 30 years ago. Only one I ever did.