Hi, looking for some advice if anyone can help.
I was involved in an accident on the m25 this afternoon, i ended up in the back of a jag which also hit a merc in front.
The merc was originally behind me but the traffic was slow due to an accident further along. The merc was getting frustrated and sped along the next lane and cut between a van and another car.
The van did not like this and zigzagged across the 4 lanes until he got in front of the merc and slammed his brakes. The merc stopped and the jag broke just in front of me. Unfortuntely my lil old fiat punto didnt react as quick and skidded across the tarmac. My car is a write off and the other two have scratches. The van was umharmed and sped off.
The merc was a rental car being driven like a twat as agreed by myself and the jag but in the eyes of insurers i am to blame. Police are suppoesedly checking for cctv in which case i may be able to fight it.
Has anyone had any dealings like this before or anyone have any advice. Im really panicking.
Cheers
Craig
1
Comments
Proving the circumstances you claim, may be difficult and will not necessarily help.
"You should not be travelling at a speed at which you cannot stop safely"
Which boils down to - don't hit anyone up the back.
If the CCTV tracks down the van, then the driver may be charged with an offence, but I am not sure this will alter the insurance view. Also, the cops will take ages to decide if charging the driver(s) is in the public interest, and even if he/she/they are in the wrong - it may not lead to a prosecution.
Second: it's for your insurers to worry about. That's why you pay for insurance. If the Merc and/or the van driver did something illegal, the police can look into that - you don't have to worry about that. If their actions mean that your insurers can make a claim against theirs, then great; if not, it's not your problem.
It seems like you ran into the back of the car in front of you. Nothing else matters in this respect. You were either driving too fast, too close, or both. But, as long as you have sufficient insurance, you should be covered.
A car is only metal, plastic, rubber and glass. Money is just money.
Sorry I don't have any actual advice on the situation.
When my wife wrote our car off in August after coming off worst with a bus, they offered 6500 I rejected and sent them a link and got 8000 offered within 24 hours.
At present I think only a handful do these yet having one would clear up so many issues for them
I have to say as someone who drives quite a lot on motorways the incidents of undertaking are getting worse, we all know average speed cameras and the like are frustrating but it is so dangerous and some other poor said usually pays the price for someone elses recklessness.
My son works for my company and he was in one of my company vans. Our van was a write off, the car in the middle suffered front and rear damage and white van man suffered a few scratches.
Outcome: Our insurance (Full Comp) paid out on our van, the 5 people in the car in the middle are all claiming whiplash injuries and white van man gets off the best as he was at the front of it all and seen as innocent even though it was all his fault.
Hope: I hope something catastrophic happens to white van man in the future.................wanker!
If its happening then it means the idiot in the right-hand lane shouldnt be there and should be in the lane your occupying so that when you need to overtake, you can then glide round then as per the letter of the law.
As mentioned on another thread... There are too many idiots out there now who'll come down the slip road and jump straight into the second lane for the rest of their journey, finally just before their exit junction arrives they realise they need to come over and BAM!!
Quite often I'll poodle past cars stuck in lane traffic because of terrible lane discipline but I'll always keep a good distance between myself and the car in front of me (slowing down when an idiot takes the sensible gap to recreate it), its frustrating (yet sometimes fun) when I get a car up my backside because they don't like the speed I'm going so I simply slow down some more to teach them a lesson.
Whenever there is an accident the first reaction is... Why the hell were you speeding but speeding is probably the last cause of an accident, tailgating and lane discipline are going to be much higher on the list because your not being aware of your surroundings!!
P.S. If ever anyone is on the A2 between Strood and the M25 and see a Driving Miss Daisy in the form of a Honda Civic, give me a toot... I'll always give a friendly wave (sometimes a friendly "wave") back
Or if you don't react quickly enough to stop safely.
It does sound like you were travelling too fast, especially having seen a driver up ahead driving erratically.