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Sheriffs

cafcfan1990
cafcfan1990 Posts: 12,811
edited April 2012 in General Charlton
Anyone had any experience using them, a relative is having some issues. The debt has gone to £4300, and they have paid £1300 in the last two days. They are threatening to remove their stuff unless they stump up £1600 today. They cant get this and so are worried. The sheriffs have been in and made an inventory list so can take possessions away.
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Comments

  • DaveMehmet
    DaveMehmet Posts: 21,734
    Ensure they id themselves by showing you their rusty badges
  • BIG_ROB
    BIG_ROB Posts: 5,274
    Once it gets to this stage there isn't much you can do, but pay them the money. Were there letters sent, and replied to, and did anyone attend court proceedings?
  • I think it is not too late to come to a payment arrangement with them, but don't keep to it and your stuff is gone without the need for further legal approval.
  • fadgadget
    fadgadget Posts: 1,408
    I'm sure that if they haven't got a court order to enter the property , there is nothing they can do without said documents . they cant force entry unless a door or window is left open .
    I may be wrong but that's my understanding .
  • If it is a high court sheriff, they are directed by the court to recover the money or seize assets to the value of.
    Personally speaking I would pay up, they will take a credit card or cash.
    If they do seize goods you will get a very poor return, as these will go up at an auction.
    Best to try and come to an arrangement if you can , and I would not hang about.
  • ValleyGary
    ValleyGary Posts: 38,178
    if you dont mind me asking, how long has the debt been unpaid and what is it for?

    got a mate who owes some money on a loan and its gone to debt collection, he gets the standard cowboy letters about someone coming round his house to collect the money, but he tells me most money forums say they are false threats. Be interesting to know what sort of debts call in Sheriffs.
  • As it happens ...... to use a 'Jimmy Saville' phrase I have issued a small claims action which cost me £80 for a judgement of £1,350. plus the costs.
    The whole small claims 'procedure' has changed, this gets sent off to Salford and they direct a local county court, probably Dartford. Quite what Woolwich county court does I have no idea.......
    Anyway, you then can proceed to a high court for another £80 and they issue the summons. It of course also screws up there 'credit history'.
    Court's can be strange places, you have to be very clear, and certain of your case. The judge will establish the facts for trival or unreasonable claims.
    Having worked in the high court as a reporter 40 years ago, I have seen a few 'clever dicks' come unstuck, even with decent representation.
    I have had to use the small claims a couple of times, and it was a very informal and fair proceedure.
  • Stu_of_Kunming
    Stu_of_Kunming Posts: 17,151
    edited April 2012
    I'm sure that if they haven't got a court order to enter the property , there is nothing they can do without said documents . they cant force entry unless a door or window is left open .
    I may be wrong but that's my understanding .
    A high court sheriff may not be able to 'force' an entry but if you answer the door when they knock and they get a foot in, anything beyond that is not 'forcing' entry.

    I used to work with high court sheriffs on a daily basis and the different methods they can use to get into a property without and 'force' can be quite eye opening.

    To really be able to say what your friends can do we'd need to know if there is a CCJ (I assume there is) and when the inventory was taken.

  • Lincsaddick
    Lincsaddick Posts: 32,475
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
  • cafcfan1990
    cafcfan1990 Posts: 12,811
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


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  • cafcfan1990
    cafcfan1990 Posts: 12,811
    thanks for all your help guys, did research and my aunt has been on the phone, and seems to be coming to an arrangement with them
  • Lincsaddick
    Lincsaddick Posts: 32,475
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
  • ValleyGary
    ValleyGary Posts: 38,178
    could be unpaid bills?
  • BIG_ROB
    BIG_ROB Posts: 5,274
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse

    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Non payment of goods? Non payment of bills? Non payment of fines?
  • Stu_of_Kunming
    Stu_of_Kunming Posts: 17,151
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    You and grimsby really are well suited.
  • Dazzler21
    Dazzler21 Posts: 51,557
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Could be a fine?
    Name calling is petty though guys. Peace and Love and Promotion and Happiness

  • ValleyGary
    ValleyGary Posts: 38,178
    admin has spoken
  • Dazzler21
    Dazzler21 Posts: 51,557
    edited April 2012
    Name calling and pettiness are the kind of thing Grapevine was getting at when he left... The 'admin' crap is boring, but I bet you and Plaaayer really enjoy it.

    My point was, why resort to name calling when we are mostly adults?
  • Lincsaddick
    Lincsaddick Posts: 32,475
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    You and grimsby really are well suited.
    hey Stu .. blow it out yer arse and keep your sneidy comments for your Chinese factory workers .. OK .. a debt ... is incurred through a monetary transaction, be it goods, cash, services or a fine .. read the dictionary .. NOT a mandarin one .. now G F Y
  • ValleyGary
    ValleyGary Posts: 38,178
    lol someones tired

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  • Lincsaddick
    Lincsaddick Posts: 32,475
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse

    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Non payment of goods? Non payment of bills? Non payment of fines?

    errr.. non payment of goods & bills .. both MONETARY transactions .. fines .. a monetary debt owed ..
  • BIG_ROB
    BIG_ROB Posts: 5,274
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse

    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Non payment of goods? Non payment of bills? Non payment of fines?

    errr.. non payment of goods & bills .. both MONETARY transactions .. fines .. a monetary debt owed ..
    Not borrowed though, oh and wind your neck in ffs
  • Stu_of_Kunming
    Stu_of_Kunming Posts: 17,151
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse


    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    You and grimsby really are well suited.
    hey Stu .. blow it out yer arse and keep your sneidy comments for your Chinese factory workers .. OK .. a debt ... is incurred through a monetary transaction, be it goods, cash, services or a fine .. read the dictionary .. NOT a mandarin one .. now G F Y
    You insisted he must have BORROWED money in order to be in debt, that is simply not the case.

    Looking at your above post it is you who needs to read a dictionary.

    As for factory workers, don't make me laugh, I only hang with the rich kids.


  • Dazzler21
    Dazzler21 Posts: 51,557
    Tired of having the piss taken yes... But can't we all just get along and enjoy promotion.
    image
  • ValleyGary
    ValleyGary Posts: 38,178
    solly
  • Lincsaddick
    Lincsaddick Posts: 32,475
    edited April 2012
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse

    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Non payment of goods? Non payment of bills? Non payment of fines?

    errr.. non payment of goods & bills .. both MONETARY transactions .. fines .. a monetary debt owed ..
    Not borrowed though, oh and wind your neck in ffs


    Of course it is borrowed money .. if you take goods or services on credit, that is a MONETARY DEBT, aka Borrowed money .. so tell me .. you buy a TV with a credit card .. is that borrowing money from the credit card company ? ...
  • BIG_ROB
    BIG_ROB Posts: 5,274
    the rule is .. if you borrow money then make sure that you're able to pay it back, otherwise go without
    it wasnt borrowed smart arse

    if it wasn't borrowed .. how can it be a 'debt' .. soot for brains
    Non payment of goods? Non payment of bills? Non payment of fines?

    errr.. non payment of goods & bills .. both MONETARY transactions .. fines .. a monetary debt owed ..
    Not borrowed though, oh and wind your neck in ffs


    Of course it is borrowed money .. if you take goods or services on credit, that is a MONETARY DEBT, aka Borrowed money .. so tell me .. you buy a TV with a credit card .. is that borrowing money from the credit card company ? ...
    Non payment of bills? Non payment of fines?
  • Lincsaddick
    Lincsaddick Posts: 32,475
    solly I bollow lolly and not play back

  • Plaaayer
    Plaaayer Posts: 9,009
    I'm uncomfortable with it and it's bordering on bullying.
  • Stu_of_Kunming
    Stu_of_Kunming Posts: 17,151
    solly I bollow lolly and not play back

    你是一个该死的傻瓜