Why haven't we used the loan system,both Birmingham and Sunderland used the system very well last year,we have bought instead of loaning quality players.I think this is something we need to look at although I think we have used up our funds now which is a huge mistake.
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These are the players who are not first choice for permanent transfers but have only limited 1st team prospects for their own clubs/or recovering from long term injury and need match practice.
So I wouldn't be surprised if we pulled someone in on loan very soon.
Young inexperienced players tend to go out on loan quite early in the window - but I guess Pards should be thinking he's already got enough young, inexperienced players.