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Savings and Investments thread

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  • superclive98
    superclive98 Posts: 4,801
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
  • Rob7Lee
    Rob7Lee Posts: 9,617
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Is unusual, but just goes to show anything is possible! No big for me this month by the looks of it :-(
  • blackpool72
    blackpool72 Posts: 23,723
    I thought the draw,was tomorrow 
  • Rob7Lee
    Rob7Lee Posts: 9,617
    blackpool72 said:
    I thought the draw,was tomorrow 
    You can see if you've won tomorrow on the app etc, but they always release the big winners a day or two before:

    https://www.nsandi.com/prize-checker/winners
  • meldrew66
    meldrew66 Posts: 2,564
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Anyone clever know the odds of winning £100,000 with a £100 holding? 
  • Rob7Lee
    Rob7Lee Posts: 9,617
    edited March 2024
    meldrew66 said:
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Anyone clever know the odds of winning £100,000 with a £100 holding? 
    £100 has a 1 in 51,357,839 of winning £1m over the course of a year
    21,000 to 1 to win a prize.
  • meldrew66
    meldrew66 Posts: 2,564
    edited March 2024
    Rob7Lee said:
    meldrew66 said:
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Anyone clever know the odds of winning £100,000 with a £100 holding? 
    £100 has a 1 in 51,357,839 of winning £1m over the course of a year
    Crikey! Suffice to say that this person has 'significantly higher than average luck' then - especially as their bond hit the 2nd highest prize on only the 3rd time it was in the draw!! lol
  • LargeAddick
    LargeAddick Posts: 32,641
    blackpool72 said:
    I thought the draw,was tomorrow 
    it is always the first working day of the month. Details of big prize wins are released today and if you want to know if you have won or not you can check online from midnight tonight.
  • Rob7Lee
    Rob7Lee Posts: 9,617
    meldrew66 said:
    Rob7Lee said:
    meldrew66 said:
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Anyone clever know the odds of winning £100,000 with a £100 holding? 
    £100 has a 1 in 51,357,839 of winning £1m over the course of a year
    Crikey! Suffice to say that this person has 'significantly higher than average luck' then - especially as their bond hit the 2nd highest prize on only the 3rd time it was in the draw!! lol
    Think it was luckier than that, purchased in Dec 23 so first draw would have been Feb 24. So this is their second draw!
  • guinnessaddick
    guinnessaddick Posts: 28,743
    meldrew66 said:
    Rob7Lee said:
    meldrew66 said:
    superclive98 said:
    Cannot believe that someone who has a Premium Bond holding of £100 and only bought them in December has won £100,000 in the March draw.
    Another holder of £100 has also won £100,000 but at least they have had that holding since 1990.
    Anyone clever know the odds of winning £100,000 with a £100 holding? 
    £100 has a 1 in 51,357,839 of winning £1m over the course of a year
    Crikey! Suffice to say that this person has 'significantly higher than average luck' then - especially as their bond hit the 2nd highest prize on only the 3rd time it was in the draw!! lol
    Depends on when they bought the bonds, as they don’t qualify for the first draw after they’ve been purchased, so Feb would be the first draw and they won on the second draw. 😱

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  • Solidgone
    Solidgone Posts: 10,224
    That’s a spoiler alert…and means I haven’t won the biggie. 
  • meldrew66
    meldrew66 Posts: 2,564
    Solidgone said:
    That’s a spoiler alert…and means I haven’t won the biggie. 
    ....unless you are from Bromley, like me, and have a missed call this morning from an unknown number and note that a Bromley resident won a big prize this month...................................
  • Macronate
    Macronate Posts: 12,907
    Help needed.

    1. Son is saving to buy house, currently has £17k saved/and has a separate Help to Buy ISA, thinking about transferring the £17k to a fixed rate bond. Good or bad idea. If bad, what would be better?
    2. £8k 'funeral' account, no more being paid into it. Do I just go with the highest interest rate account I can find?

    There are clearly a lot of knowledgeable people on here and was just after some guidance.

    Any advice appreciated.
  • valleynick66
    valleynick66 Posts: 4,902
    Macronate said:
    Help needed.

    1. Son is saving to buy house, currently has £17k saved/and has a separate Help to Buy ISA, thinking about transferring the £17k to a fixed rate bond. Good or bad idea. If bad, what would be better?
    2. £8k 'funeral' account, no more being paid into it. Do I just go with the highest interest rate account I can find?

    There are clearly a lot of knowledgeable people on here and was just after some guidance.

    Any advice appreciated.
    Take stock after next weeks budget? Some suggestion the help to buy ISA restrictions may be tweaked. 
  • Rob7Lee
    Rob7Lee Posts: 9,617
    meldrew66 said:
    Solidgone said:
    That’s a spoiler alert…and means I haven’t won the biggie. 
    ....unless you are from Bromley, like me, and have a missed call this morning from an unknown number and note that a Bromley resident won a big prize this month...................................
    I'm under Bromley!!
  • cafctom
    cafctom Posts: 11,374
    edited March 2024
    Just the £50 on PB for me this month. Used up all my luck with the big win last month! 
  • LargeAddick
    LargeAddick Posts: 32,641
    £250 for me, £100 for the missus.
  • Solidgone
    Solidgone Posts: 10,224
    Just a £50 para m
  • meldrew66
    meldrew66 Posts: 2,564
    5 prizes this month totalling £325 for Victor but nothing for Margaret
  • blackpool72
    blackpool72 Posts: 23,723
    1 x 50
    1 x 100.
    Every little helps. 

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  • guinnessaddick
    guinnessaddick Posts: 28,743
    £50 for me.
  • moutuakilla
    moutuakilla Posts: 7,584
    £0 for both of us
  • northstandsteve
    northstandsteve Posts: 14,332
    Best one for me £675, 1 x £500 2 x £50 1 x £25 happy days
  • CafcWest
    CafcWest Posts: 6,184
    2 x £50 and 2 x £100…tax free…can’t be bad…
  • RC_CAFC
    RC_CAFC Posts: 1,761
    £325 this month after £375 for last month. Decent start to the year 👍
  • bobmunro
    bobmunro Posts: 20,884
    Me £275 (1 x £100, 3 x £50, 1 x £25)
    Missus £250 (1 x £100, 3 x £50)
  • Addickinedi
    Addickinedi Posts: 149
    £125 for us both this month
  • Huskaris
    Huskaris Posts: 9,861
    Bought my premium bonds at the end of Feb for me and my wife, really looking forward to our first draw this time next month! 
  • RaplhMilne
    RaplhMilne Posts: 4,607
    edited March 2024
    Huskaris said:
    Bought my premium bonds at the end of Feb for me and my wife, really looking forward to our first draw this time next month! 
    You need to get out more  !
  • Siv_in_Norfolk
    Siv_in_Norfolk Posts: 4,061
    Is it just me that thinks everyone needs to post how much they are holding in premium bonds to make the monthly reports of payouts make sense?

    I enjoy seeing the posts....but... it doesn't make any meaningful sense without knowing the context of how much is held.... right?

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