Attention: Please take a moment to consider our terms and conditions before posting.

Contents insurance cover

Off_itOff_it
edited July 2011 in General Charlton
Anyone know of any "benchmark" rates of suggested minimum cover that someone can apply without having to go around and tot everything up.

i.e. 2 bed house in SE9 = £x, 3 bed house = £x, 4 bed house = £x

I know the value of contents will vary from house to house, but are there any average figures available anywhere?

Comments

  • cafcbrowncafcbrown
    I would suggest looking for cover the provides unlimited cover. This will ensure that you are never unsderinsured. Also look on the defaqto website, they are independent and rate insurances on a 1 to 5 star basis.
  • razilrazil
    am sure I've seen this on the web somewhere or when buying, perhaps try the coop website?
  • TalalTalal
    Just got mine for under £100 legal & general, 2 bed in se12
  • RizzoRizzo
     Just be careful not to be underinsured as in the event of a claim you won't get the full value of your loss. For example, if you insurefor £20k but you actually have £40k of gear, insurers would only pay 50% of a claim, as you've effectively only insured 50% of your stuff.

    Unless you're particularly minted and have hoards of valuables in every
    room, most 'standard' policies will give you far more cover than you
    really need though so don't worry too much.
  • Off_itOff_it
    edited July 2011
    Cheers fellas.

    Have just found this rather handy tool


    Edit: Hmm, should've made sure I wasn't linking you through to my own personal figures first - don't want you all knowing how much more porn collection is worth now do I?!
  • Off_itOff_it
    edited July 2011
    Just got mine for under £100 legal & general, 2 bed in se12
    Blimey Talal, under £100? You ain't got much have you?!
    ;o)
  • TalalTalal

     

    Just got mine for under £100 legal & general, 2 bed in se12
    Blimey Talal, under £100? You ain't got much have you?!
    ;o)

    Nothing worth nicking !!  :)

  • jimmymelrosejimmymelrose
    Get all your receipts together for everything you've purchased. Add them up. Insure for that amount.

    Put them all in a box (ideally a safe) near the door. In the event of fire grab the box because they'll be the most important thing worth saving amongst all your possessions.


  • Floyd MontanaFloyd Montana
    Posessions just arent important, man.
    It's only stuff
Sign In or Register to comment.

Roland Out Forever!