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Savings and Investments thread
Comments
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Rob7Lee said:
Someone’s got our money!!bobmunro said:The square root of f*ck all for me, £25 for Mrs M - two max holdings.
Looks like it's @blackpool72 ;-)4 -
I'd like to be a £ or 2 behind you mate 😁bobmunro said:Rob7Lee said:
Someone’s got our money!!bobmunro said:The square root of f*ck all for me, £25 for Mrs M - two max holdings.
Looks like it's @blackpool72 ;-)3 -
£100 on just over half0
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£50 for me under 50% holding
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Nothing for me or the wife, each on about 35k. Second blank month running.0
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Slim pickings as well on PBs although better than most here this month 😬. £25 from my half max, £125 for Mrs Chaz with her max holding and zilch for jnr with quarter holding.0
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Zero for me on 9k
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75 on full 😬0
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Zero on my £2 holding which I had for 72 year.0
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I did warn you.
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This is what I posted a month ago.golfaddick said:Re PB's........
My comment is more based on what people have been posting these last few days, as well as last month. The returns are falling and it's ok talking about what you've averaged over the year, but that is past history. Look at now, what you've just received & multiply that by 12.
Rates are only going to get worse as interest rates on the whole come down.1 -
£75 each for wife and myself on max.
YTD makes 4.1% so just above average with a month to go.0 -
£150 for me, £200 for the wife.1
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Golfaddick for clarification I'm not saying that Premium bonds are the best way to invest your money.
I'm simply posting what I have won.
On a holding of 22ki have won the following.
In 2023 I won £1150
In 2024 I won 425
In 2025 I have won £1425 with one month to go.
So that's twice in the last 3 years I've probably earned more than a cash ISA would have paid me.
I have also got an ISA by the way.
So I'm not disputing your view of premium bonds as you are far more qualified than me on these matters.
I'm simply posting each month what I've won.4 -
£200 this month on a £40k holding. Helps to make up for the £25 last month.
Edit: works out at about 3.9% return for the year gone and 6% for the coming year as per Golfie’s suggestion above re current month prize x 12.
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£350 on max2
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NSI have asked if my contact details are correct, so by implication I might have won a million this month?0
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Sorry you haven't won a million as a lady from NSI comes to your house on the last day of the preceding month to break the news to you!Pedro45 said:NSI have asked if my contact details are correct, so by implication I might have won a million this month?
But hopefully they are checking your details for a reason. Good luck!0
