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Ground floor extension - advice please

Evening all,

Just about to start the lengthy and probably hugely stressful process of getting an extension built on my ground floor flat in Lewisham. Was hoping for a bit of advice on a couple of things. 

1. Had a new neighbour move in upstairs a few months ago, who I get on very well with. When I told her I was getting an extension, she asked if it would be possible for her to acquire a balcony for her flat on the roof of some or all of the extension, which I'm fine with, particularly as that means I should be getting some sort of contribution from her to help with my costs. Obviously she will be paying for any additional costs that directly relate to the balcony, but I have no idea at all how much I should be charging her for benefitting from my new extension roof. Don't want to rip her off at all, just a fair price for something that will probably add at least 10% to the value of her home. Is there a formula for this? How does it work from a responsibility perspective if my roof starts leaking from under her balcony, etc? Anything else I should be mindful of? Anyone got any knowledge of this.

2. I've heard more horror stories than good ones about getting extensions done. I want to pay in regular installments as the building progresses and ideally avoid the scenario where the builder has a load of my money for work he hasn't yet done. Is that standard practice? What sort of payment structure is reasonable? Additionally, having known a couple of people who ended up waiting the best part of a year for the completion of something that they were told would take two months, how do I protect myself from that? Can I build penalties into the contract for finishing late? And, if so, do they actually work? Is it possible to get X amount back for every week/month late the project finishes?

3. Some recommendations for building firms based on personal experience would be great. I'd prefer to use a localish, South London based firm if possible, with the same firm overseeing the whole process from end to end (don't want separate architects and builders arguing about who's to blame if something goes wrong). I've got Westbury Builders from Bexleyheath coming to quote on Monday. Seemed like a very nice guy who knew his stuff when I spoke to him on the phone, but you can't beat a personal recommendation.

4. Is there a fairly standard going rate per square foot at the moment? I'll be decorating, installing kitchen and bathroom etc myself, so want the extension handed over with plastering and electrics done, and water and waste supply ready to plumb into. 

Thanks in advance for any advice you can give.

Comments

  • No advice from me, Mr Largo, but Im very interested to hear how you get on, and wish you all the best.

    I looked up Westbury builders, and I know these are old reviews, but they weren’t particularly flattering, so would be interested to hear, whether others on here, had used them before?


  • No idea about costs, builders or method of payment but one thing I would urge is to be mindful of your upstairs neighbour's  (non) maintenance of your extension roof. If it's yours alone you can check it for leaks etc. If she builds a balcony on it & is therefore basically using your roof on a daily basis who is liable for the upkeep ?  What about wear & tear ? 
  • Thanks so much @Mendonca In Asdas for drawing my attention to those reviews. I found them on on TrustATrader.com, 4.96 rating from 190 reviews. 

    Having had a quick look through the Trust a Trader reviews (rather than just looking at the overall score which is what I did first time around), there's very little detail there - virtually all the reviews refer to "the work", rather than "the extension/new roof/garden fence that they built for me*. It smells a bit fishy all of a sudden. 

    You probably didn't even think about it, but your brief post might have saved me from a horrendous ordeal! So thanks again. Will let you know how things proceed, but I'm already feeling a touch more stressed than I was 5 minutes ago!

  • No idea about costs, builders or method of payment but one thing I would urge is to be mindful of your upstairs neighbour's  (non) maintenance of your extension roof. If it's yours alone you can check it for leaks etc. If she builds a balcony on it & is therefore basically using your roof on a daily basis who is liable for the upkeep ?  What about wear & tear ? 
    Thank you, very good point. 
  • I have absolutely no useful advice to offer except to say if you want to make staged payments and build in penalty clauses is this something a Solicitor can draw up for you? Would it be prudent to ensure it’s legally watertight?
  • Turned a bungalow into a house with a rear extension and all sorts a couple of years ago.

    In terms of payment, I paid my builder bi weekly for the work and materials used / purchased that week. There was no big up front payment because he said it was all on account anyway which meant it was spread across the first month - even though there was a job lot of materials up front.

    We agreed a day rate so I knew what that was for the time they did, then it was simply materials on top.

    Finally make sure you keep on at them to ensure all comms are efficiently fed into the council and regular checks take place re building regs etc. Council will need to see all steels etc before they get covered up.

    Get recommendations from anyone that has had work done locally. Even knock on doors to ask people how they found their builder and would they recommend 

  • edited August 14
    Turned a bungalow into a house with a rear extension and all sorts a couple of years ago.

    In terms of payment, I paid my builder bi weekly for the work and materials used / purchased that week. There was no big up front payment because he said it was all on account anyway which meant it was spread across the first month - even though there was a job lot of materials up front.

    We agreed a day rate so I knew what that was for the time they did, then it was simply materials on top.

    Finally make sure you keep on at them to ensure all comms are efficiently fed into the council and regular checks take place re building regs etc. Council will need to see all steels etc before they get covered up.

    Get recommendations from anyone that has had work done locally. Even knock on doors to ask people how they found their builder and would they recommend 

    Thanks. That's very helpful indeed, particularly the bit about payments.
  • I'd imagine a normal roof on an extension and a roof that can weight bear a balcony and all the additional loads that go with it are two very different things
  • Whatever the outcome of the building work, I think it will be a nightmare to sell your flat when the time comes, if the person above has access to your “roof”.
  • I would guess that you should be looking at paying around 40% of build close once up to ground level. This would include all spoil removal. Regarding upstairs balcony, as mentioned, roof access would be required, so a design proposal would be expected. No load should be applied directly to your roof, but spanned from either side wall.
    Think also about waste build up between both balcony above and your roof.
    Steels spanning across, and a steel mesh type sectional floor (allowing simple removal/access) would be my preferred choice. Not timber decking screwed down. This would also allow a degree of planned maintenance to clean your roof at (say) yearly intervals. Something I would also get agreed first.
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  • This would fill me with dread unless you own the flat freehold and there are no service/maintenance charges on your property or your road otherwise this will really make you cry when the time comes to move on…
  • I would strongly advise just saying no to the balcony request - there is very little upside for you and quite a lot of downside that more than wipes out any contribution your neighbour might make.
  • When you complete this project I'm sure your neighbour  will end up with a unique and beautiful seating area that will be a good selling point ;).
    I've drawn up my own plans, done the planning permission, gone through the builder selection process, lived with the months of mess, the questions and panic from neighbours, the endless paying out for things I never thought of and suffered aches & pains of real hard graft.
    I have absolutely no expert advice but from my experience, plan every last detail and don't deviate, all changes have knock on effects and costs.  Money is the key. Keep throwing vast amounts of money at it and it will turn out as good as you have planned it. Be prepared for one of the most stressful self inflicted experiences of you life. Also in all probability it will cost you far more than you think it will this morning. Southeastern Trains will never wind you up again after you complete this.
  • No idea about costs, builders or method of payment but one thing I would urge is to be mindful of your upstairs neighbour's  (non) maintenance of your extension roof. If it's yours alone you can check it for leaks etc. If she builds a balcony on it & is therefore basically using your roof on a daily basis who is liable for the upkeep ?  What about wear & tear ? 
    Also right of access, in the event of leaks etc. Get some form of legal agreement don't do anything be ause you get on well with her. She may sell up one day and you will have a different person to deal with.
  • Kap10 said:
    No idea about costs, builders or method of payment but one thing I would urge is to be mindful of your upstairs neighbour's  (non) maintenance of your extension roof. If it's yours alone you can check it for leaks etc. If she builds a balcony on it & is therefore basically using your roof on a daily basis who is liable for the upkeep ?  What about wear & tear ? 
    Also right of access, in the event of leaks etc. Get some form of legal agreement don't do anything be ause you get on well with her. She may sell up one day and you will have a different person to deal with.
    Yep, as someone who's been dealing with this from the other side for a while now, it's a massive pain in the arse, and without a legal agreement about what is whose responsibility it's just too risky. 
  • Once you are ready to appoint a builder, get an itemised priced list of what he has priced for.  This will help you when you receive the response of "You want windows, I didnt price for that".  Allow a contingency of 10% but don't tell the builder.

    Get a contract/letter of appointment for the builder to sign, chat gtp will be your friend. Agree payment dates and terms up front via the letter, stating start and commencement dates.  Also make sure the builder has relevant insurance.

    Make sure you dont over pay/finance the builders other projects.  He will ask for money up front to pay for material/skips etc, but he probably has an account with Jewson with 28 day payment terms!!  By all means, make reasonable payments up front but request invoices before you part with any money.
  • I'd really think carefully about the balcony thing. Someone with uncontrolled access to your roof? Can't imagine the mortgage supplier being happy about that and I think it would make selling very difficult. Pay for a couple of hours of advice from a property solicitor. 

    I had my little house stripped back to the core a few years ago. My builders were fine but won't go to SE London I'm afraid. I wish I had paid for a project manager, I was advised to, didn't, and I was wrong. For less than you think they'll take on the responsibility of lots of the monitoring of the work. An extra cost but a good one should save you money on some materials and definitely on stress. 

    It will cost more than they are telling you it would cost.

    Take no notice of reviews. They are either paid for or put there by people with axes to grind. Hopefully someone will be along with a personal recommendation. Hopefully they will be for good builders who are busy for the next four months, because good people are always busy. If they can start tomorrow, that's a massive warning.

    Have fun!
  • Once you are ready to appoint a builder, get an itemised priced list of what he has priced for.  This will help you when you receive the response of "You want windows, I didnt price for that".  Allow a contingency of 10% but don't tell the builder.

    Get a contract/letter of appointment for the builder to sign, chat gtp will be your friend. Agree payment dates and terms up front via the letter, stating start and commencement dates.  Also make sure the builder has relevant insurance.

    Make sure you dont over pay/finance the builders other projects.  He will ask for money up front to pay for material/skips etc, but he probably has an account with Jewson with 28 day payment terms!!  By all means, make reasonable payments up front but request invoices before you part with any money.
    I would add to the itemised quote is essential. it will also help with payment questions.

    For example the better the breakdown the less arguments.  When we carry out our application every item has a price. i would be looking along the lines of:-

    Pipework Gas/water
    Foundations
    Brickwork
    Electrics 1st/2nd fix
    Carpentry 1st/2nd fix
    Windows
    Roof
    Internal finishes

    It should be a simple process of complete/not complete or 50/75% complete so I will pay accordingly 
  • Thanks very much for all the responses. The flat is share of freehold, which makes things a lot more straightforward than if it was leasehold.

    I'm going to investigate the balcony thing in full before making a final decision. A lot of the points raised I'd already considered, but there were also plenty that I hadn't. 
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  • Complete layman in these things. But, surely if she puts a balcony on your roof, then the balcony is on your property, not hers. The door for the balcony would now be the boundary.  You could put a ladder up and sit on the balcony and nothing she could say, as it’s on your property, not hers.

    That sounds like a can of worms for you both , if you’re selling the flats down the road. 
  • Complete layman in these things. But, surely if she puts a balcony on your roof, then the balcony is on your property, not hers. The door for the balcony would now be the boundary.  You could put a ladder up and sit on the balcony and nothing she could say, as it’s on your property, not hers.

    That sounds like a can of worms for you both , if you’re selling the flats down the road. 
    Her balcony/my roof would be level with her internal floor/my ceiling, which is the existing border of the property. So from a legal perspective, shouldn't be any different from her lounge being on top of my bedroom inside the building.

    I would imagine it would be classed as a somewhat communal area in terms of responsibility, and liability, much like her internal floor/my internal ceiling.

    Property deeds would need to be amended to reflect the extension being demised to me at ground level, and a portion of it demised to her at first floor level. 

    A simple sounding idea quickly becomes very complicated though. 
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