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PPI

Hi guys,

We are thinking about looking into our PPI history and was wondering if any of you have done it and if so what company did you use? I know you will say do it yourself but far too busy for that so happy to pay a percentage to a company to do the leg work for us.

Many thanks

Comments

  • Gladstone Brookes are one of the better ones I have heard.
  • I will use MSE and do it myself. By the time you've passed basic information to an intermediary for them to act for you, i guess you may as well have done it yourself. MSE have guidance and template letters and it looks pretty straight forward;
    https://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
  • Go through your bank all you have to do is fill out a form. No fees to pay.
  • blimey - have you not got them calling you ??? For the past year I must have got around 2 calls a day pestering me. The FCA have recently had adverts detailing when the deadline ends so you could start with them, Citizens advice or The Money shop..
  • edited December 2017
    Go on https://www.resolver.co.uk

    Website is great, 2mins for PPI and you won’t pay hundreds or thousands away to someone else. The website is also great for things like delayed flights. I have not had need to use it yet but know plenty who have and can’t talk highly enough about it.
  • Nicholas said:

    Go through your bank all you have to do is fill out a form. No fees to pay.

    Exactly this. It’s not hard at all.
  • There are some templated letters available online, I sent a speculative one off to Mr J Sainsbury and got a settlement of about £4k a few year back...
  • In case anyone's not aware you can get a tax rebate on the tax paid on your ppi claim.
  • I didn’t bother applying until not far off the deadline as I hadn’t had loan/credit card for years and thought the ones I’d had were too far back. Glad I did as I ended up with over £20k in payouts. Admittedly I’d had a few larger loans in the past and a couple of cards that had fairly large amounts on them but never thought I’d get that much. Currently have a claim for the tax going through.
  • In case anyone's not aware you can get a tax rebate on the tax paid on your ppi claim.
    What tax is paid on a ppi claim ??????

    IHT  ??
    CGT ??
    Income tax  ??


    Intrigued much. 
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  • Hope this helps golfie.
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